Tuesday, October 29, 2013

Let's Play Golf in Sun City, Arizona

It's Tee Off Time!

golf picture 1

Did you know that Sun City has 8 golf courses?  There are five regulation and three executive courses that span 1,100 acres and are within 6 miles of each other.  They are open to homeowners and the general public.  A number of tournaments are held during the year.

To learn more go to:  http://suncitygolfing.com.

Monday, October 21, 2013

HALLOWEEN SAFETY

        Halloween Children trick or treat 
Halloween is an exciting time of year for kids, and to help ensure they have a safe holiday, here are some tips from the American Academy of Pediatrics (AAP).

All Dressed Up:

 Plan costumes that are bright and reflective. Make sure that shoes fit well and that costumes are short enough to prevent tripping, entanglement or contact with flame.

·         Consider adding reflective tape or striping to costumes and Trick-or-Treat bags for greater visibility.

·         Because masks can limit or block eyesight, consider non-toxic makeup and decorative hats as safer alternatives.  Hats should fit properly to prevent them from sliding over eyes.

·         When shopping for costumes, wigs and accessories look for and purchase those with a label clearly indicating they are flame resistant.

·         If a sword, cane, or stick is a part of your child's costume, make sure it is not sharp or too long. A child may be easily hurt by these accessories if he stumbles or trips.

·         Obtain flashlights with fresh batteries for all children and their escorts. 

 Do not use decorative contact lenses without an eye examination and a prescription from an eye care professional. While the packaging on decorative lenses will often make claims such as “one size fits all,” or “no need to see an eye specialist,” obtaining decorative contact lenses without a prescription is both dangerous and illegal. This can cause pain, inflammation, and serious eye disorders and infections, which may lead to permanent vision loss.

 Teach children how to call 9-1-1 (or their local emergency number) if they have an emergency or become lost.
                                                              

Sun City Arizona, Your Home Away From Winter!


Sun City is located in the Valley of the Sun, just 17 miles northwest of Phoenix, Arizona. It is a master-planned community developed by Del Webb designed for active adults. 
 The climate in the valley of the sun has approximately 312 clear, sunny days each year. It only rains about 7 ½ inches per year. It does get warm in the summer, but with low humidity it´s tolerable. Besides everything is air Besides everything is air Besides everything is air

conditioned!  Senior Couple Gardening
You can enjoy bowling, billiards, tennis, handball, racquetball, shuffleboard, bocce ball, miniature golf, fitness gyms, swimming, slow pitch softball and horseshoes, just to name a few. There are arts & crafts rooms for every hobby imaginable. The residents can use all of the above facilities for a nominal annual recreation fee. 
 
The lifestyle here is casual, southwestern and relaxed. Nowhere else does the "ENJOY LIFE" attitude flourish as it does here. Everyone living in the Sun Cities has moved here from somewhere else. They have come from every state in the union and some foreign countries, as well. You owe it to yourself to come to Arizona, look us over, and visit the Northwest Valley of the Sun. You may even want to move here, I did!
                                                                        halloween dog
 
 
No Scaredy Cats This Halloween: Top 10 Safety Tips for Pet Parents

Attention, animal lovers, it's almost the spookiest night of the year! The ASPCA recommends taking some common sense precautions this Halloween to keep you and your pet saying "trick or treat!" all the way to November 1.

1. No tricks, no treats: That bowl of candy is for trick-or-treaters, not for Scruffy and Fluffy. Chocolate in all forms—especially dark or baking chocolate—can be very dangerous for dogs and cats. Candies containing the artificial sweetener xylitol can also cause problems. If you do suspect your pet has ingested something toxic, please call your veterinarian or the ASPCA Animal Poison Control Center at (888) 426-4435.

2. Popular Halloween plants such as pumpkins and decorative corn are considered to be relatively nontoxic, but they can produce stomach upset in pets who nibble on them.

3. Wires and cords from electric lights and other decorations should be kept out of reach of your pets. If chewed, your pet might suffer cuts or burns, or receive a possibly life-threatening electrical shock.

4. A carved pumpkin certainly is festive, but do exercise caution if you choose to add a candle. Pets can easily knock a lit pumpkin over and cause a fire. Curious kittens especially run the risk of getting burned or singed by candle flames.

5. Dress-up can be a big mess-up for some pets. Please don't put your dog or cat in a costume UNLESS you know he or she loves it (yup, a few pets are real hams!). For pets who prefer their “birthday suits,” however, wearing a costume may cause undue stress.

6. If you do dress up your pet, make sure the costume isn't annoying or unsafe. It should not constrict the animal's movement or hearing, or impede his ability to breathe, bark or meow. Also, be sure to try on costumes before the big night. If your pet seems distressed, allergic or shows abnormal behavior, consider letting him go au naturale or donning a festive bandana.

7. Take a closer look at your pet’s costume and make sure it does not have small, dangling or easily chewed-off pieces that he could choke on. Also, ill-fitting outfits can get twisted on external objects or your pet, leading to injury.

8. All but the most social dogs and cats should be kept in a separate room away from the front door during peak trick-or-treating hours. Too many strangers can be scary and stressful for pets.

9. When opening the door for trick-or-treaters, take care that your cat or dog doesn't dart outside.

10. IDs, please! Always make sure your dog or cat has proper identification. If for any reason your pet escapes and becomes lost, a collar and tags and/or a microchip can be a lifesaver, increasing the chances that he or she will be returned to you

Tuesday, October 15, 2013

Tell Me About Credit Scores


Your credit score influences the credit that’s available to you and the terms (interest rate, etc.) that lenders offer you. It’s a vital part of your credit health.

When you apply for a mortgage – lenders want to know what risk they'd take by loaning money to you. When lenders order your credit report, they can also buy a credit score that’s based on the information in the report. A credit score helps lenders evaluate your credit report because it is a number that summarizes your credit risk, based on a snapshot of your credit report at a particular point in time.

Credit scores are often called “FICO Scores” because most credit bureau scores used in the U.S. are produced from software developed by FICO (Fair Isaac and Company). But it’s important to understand that not every credit score you can buy online is a true FICO Score.  FICO credit scores range from 300 to 850. That FICO Score is calculated by a mathematical equation that evaluates many types of information from your credit report, at that agency. By comparing this information to the patterns in hundreds of thousands of past credit reports, the FICO Score estimates your level of future credit risk.

Saturday, October 12, 2013